1. What are Cookies?
A "cookie" is a piece of data that a web server creates when you visit a website. This data is information about how and when you use a website. It is placed on your computer, smart phone, smart TV or tablet ("online device") in the form of a small text file. There are two main types of cookies:

• Session cookies: these are temporary cookies that expire when you leave the site. Session cookies allow the website to recognize you as you navigate between pages during a single browser session and allow you to use the website most efficiently. For example, session cookies enable a website to remember that a user has placed items in an online basket.
• Persistent cookies: in contrast to session cookies, persistent cookies are stored on your online device between browsing sessions until expiry or deletion. They therefore enable the website to "recognize" you on your return, remember your preferences, and tailor services to you.
• We use both session cookies and persistent cookies on our websites.

2. Why we use Cookies
Many cookies are designed to give you optimal usage of the web. For example, we use cookies to collect information about your activity on our websites to enable us to improve your user experience when using our websites, e.g. a cookie which recognizes if your browser supports specific technology features. This helps, for example, in enabling web pages to be loaded more quickly when you request the download of a large file. Information is not personally identifiable and does not include your name, address, telephone number or email address.

We use cookies on our websites for the following purposes:

• To collect statistical information: We use cookies to collect statistical information on how you use our websites for statistical and evaluation purposes to help us understand how users use the websites and help us improve the structure of our websites.
• Authenticating your computer: We use cookies to gather information such as IP Address for monitoring and troubleshooting purposes.
• Security and verification: To help us maintain security and verify your details while you use the websites as you navigate from page to page, which enables you to avoid having to re-enter your details each time you enter a new page.
• Personalized Content: To remember how you have customized your use of our websites, such as your preferred language.

3. Use of Cookies and Third Parties
A cookie is a small amount of data that is stored by your web browser when you visit our websites. All cookies have an owner which tells you who the cookie belongs to. Across our websites we use first party cookies that are set using the investors group.com domain as well as third party cookies that are set on our behalf by third parties.
We may use first party cookies on our websites for purposes such as:

• To help collect and compile information like the number of visitors to our websites, where the visitors to our websites came from and the pages they visit on our websites.

4. Refusing Cookies
You can limit the collection of your information by disabling cookies on your browser. You may also be able to modify your browser settings to require your permission each time a website attempts to set a cookie. However, our websites (and many other websites) rely on cookies to enable certain functionality. If you choose to disable cookies, some of the services available on our websites may not work properly.

5. Changes
We may change this Policy from time to time without notice to you. When we do so we will display the changed Policy on this page. We encourage you to visit this page frequently to stay informed.